Wait for the cash back rewards to post to your account. This 2% card has a $200 SUB. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. This card doesn’t have any bonus categories as tiered rewards cards do. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. would all get 2% instead of 1%. (on up to $6,000 in each category per year. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. Synchrony Premier World Mastercard® * vs. So that’s 2%. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Credit cards that are better than the Citi Double Cash Card may include Chase Freedom Unlimited® and Wells Fargo Active Cash, depending on your exact spending habits and preferences. Wells Fargo Active Cash vs. Learn more about this card. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. e. If you’re looking for a good cash-back rewards card, the Wells Fargo Active Cash® Card is a solid choice. The Autograph has car rental CDW and no foreign transaction fees. 2% total cash-back. I’m looking at getting 1 of these 2 options, mainly to pay wedding vendors. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. But if you spend $10000 with this new card, you’ll get $400. Best. The annual rewards payout assumes you charge $1,000 each month spread. Citi Double Cash® Card. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. Wells Fargo Reply BrutalBodyShots • Additional comment actions. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. Best for easy sign-up bonus. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. The Citi Double Cash Card is a great cash-back option with no annual fee. There are no category restrictions and cash rewards don’t expire as long as your account remains open. ”. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Bottom Line: Both the Freedom Unlimited card and Double Cash card offer straightforward simplified earning structures. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. The card has a $0 annual fee, too. If you typically receive an annual. You have the right. The Wells Fargo Active Cash® Card. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. 01 in any bank, or you can transfer points to a few airlines / hotels. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 6 min read Sep 08. . - Plenty of. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. When the Fidelity card dropped that benefit it's what made me start looking for another card. The Citi Double Cash® Card is a longstanding leader among cash-back cards. Wells Fargo Active Cash vs. Plus, you can earn 2% cash rewards on all purchases. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. 24%, 25. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. The Freedom Unlimited card is a good choice if you’ll spend on select travel via the Chase travel portal, on dining, and at drugstores. Take a look at this table to quickly compare the primary benefits of. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. The Citi Double Cash card's simple cash back structure and long-lasting balance. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Recommended Credit Score. I didn't mention this previously, but here's a breakdown of the Citi Custom Cash vs the. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. Citi Double Cash Caret Down While the Citi Double Cash is a comparable 2 percent cash back card, you could earn less than 2 percent rewards if you aren’t on top of. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. (Though paying statement balances in full. Each eligible transaction will earn 2% cash back on all eligible purchases. Citi Double Cash. The Wells Fargo Active Cash® Card is an exception. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. 1. It also offers a. Base rewards rate: 2% cash rewards on purchases. It offers a whopping 2%. Wells Fargo is stingy on credit limits. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. The only caveat is that there's a $2,500 combined spending limit on the 3% and 2% categories each quarter, after which you'll earn just 1% back. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Flat-rate cards earn the same percentage on every purchase—typically 1% to 2% cash back on all spending. Assuming that this. Synchrony Premier World Mastercard. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. Citi Diamond Preferred highlights. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). You must select Apply Now on this page to take advantage of this specific offer. Citi Double Cash vs. 99% variable APR. Wells Fargo Active Cash 8 /r/creditcards, 2023-01-27, 08:32:44 Help picking a credit. 99%. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. Wells Fargo Active Cash® Card. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. Wells Fargo Active Cash® Card 3. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Wells Fargo Reflect® Card. 24% - 29. gas stations, and online retail purchases in the U. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. I just called them yesterday to ask if the Autograph has the same $25 increment rule, and it does. 5% all purchass. Wells Fargo Active Cash® Card vs. Bank Cash+® Visa Signature® Card. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. 73. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. I wouldn't want a Wells Fargo account and I think Citi has the most stable product currently. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Annual fee: $95. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Citi Double Cash Card vs. Bilt Mastercard vs. 00 with Wells Fargo Active Cash Card. But the Citi Custom Cash Card would. S. 99%. Chase Sapphire Preferred Wells Fargo Active Cash. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. This Visa Signature. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. 3. Wells Fargo Active Cash ® Card. Just spend $4,500 in the first 90 days of account opening. Easy-to-earn sign-up bonus. Citi is better due to points games (rewards+ = 10% bonus) etc. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. Benefits and Drawbacks. Card Details. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Wells Fargo Active Cash® Card. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. There’s. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Other 2% Cash Back Cards. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Active Cash is probably better on its own overall, especially due to the SUB. The card has excellent short-term value because it offers a sign-up bonus and a lengthy intro APR offer for both purchases and balance transfers. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. The annual rewards payout assumes you charge $1,000 each month spread across. 24 percent. 24% to 29. Its main quirk is how the card. Welcome Bonus. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Chase Freedom Unlimited. See full list on forbes. That being said, I don’t use this setup. For context, the average annual rewards payout from the cashback credit cards in the investor. You may also call 1-800-642-4720. ”. Points are worth 50% more when redeemed for. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2. We'll compare the introductory bonuses, how cashback is earned,. Tiered cards provide different cash-back rates for different types of purchases. 2. S. With the Wells Fargo Active Cash® Card, you can redeem your rewards for purchases on your statement credit or a direct deposit to your eligible Wells Fargo checking account or mortgage. com database is $181. DoorDash Rewards Mastercard® vs. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Citi® Double Cash Card vs. 1x points on rent purchases (on up to $100,000 every year)2% card - WF Active Cash or Citi Double Cash 3% multi category - Capital One SavorOne 5% rotating card - Citi Custom Cash. Wells Fargo Active Cash® Card. TD Double Up rewards. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash vs. You get 1% cash back when the purchase is made, and the. Bank of America Unlimited Cash Card vs. CDC which cashback is better2:24 - Annual Fee and Foreig. 3 important differences between Wells Fargo Autograph vs. Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making three debit card transactions within 60 days of account. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. It also offers a welcome bonus: a $200 cash. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. That describes the Citi Double Cash® Card. 5% cards do. It earns rewards in a similar fashion. (Though paying statement balances in full. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. The Citi Double Cash Card offers a simple rewards system. The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. If you're looking to make a large purchase. 5%. 99% variable APR applies. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Synchrony Premier World Mastercard. Citi® Diamond Preferred® Card vs. This usually takes 1-2 billing cycles. I would personally make sure I'm well above that before committing to an annual fee card. It has a $200 welcome bonus, cell phone insurance, and it works with digital wallets. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. 24%, or 29. Even then, the no annual fee Citi Custom Cash will give you 5% on up to $500 a month which beats the BCP if you only use it for groceries. 24% variable APR;. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Its limited-time offering of 10% cash back for Uber and Uber Eats. the Wells Fargo Active cash is the introductory APR offers. You will earn unlimited 2% cash rewards on all of the purchases that you make. Wells Fargo is stingy on credit limits. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. 5% card. Who the. 24%. The Wells Fargo Active Cash card also comes with a 0% intro APR for the first 15 months on purchases and qualifying balance transfers, then a 20. Like the Citi Double Cash Back Card, the Wells Fargo Active Cash Card lets you earn a flat 2% cash back rate on all purchases, and it doesn’t have an annual fee. Neither. Based on identical spending inputs, you’ll earn $240. They usually give me less than half of the limits I get from Citi. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Credit Cards. Wells Fargo Active Cash® Card vs. The daily driver, until I hit the $6k limit. 24 percent to 26. With the Citi Double Cash® Card you can. I have the Wells Fargo Active Cash, but unlike my other cards, it doesn't sync my provisional transactions in YNAB. When your balance is negative on a credit card, it means you’ve paid more than you currently owe. Also Wells Fargo has a $300 checking account bonus right now. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. Apply Now. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. For a $0 annual fee, the card earns 2% cash. Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. This likely doesn't. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. 7 minute read. The 6% cash back on U. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. Application Link. Earn unlimited 2% cash rewards on purchases. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. Wells Fargo Autograph℠ Card. - No annual fee. $0. . Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. JS by Jason Steele. 84 that could reasonably be charged to a credit card would earn $168. Citi Double Cash: 2% everything. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. Unlike. These are solid benefits for a card with no annual fee. Also no FTF, which is great for the occasional overseas trip. 3. CIT Bank’s eChecking account requires a minimum opening deposit of $100, but you can earn a greater yield with a greater balance. Wells Fargo Active Cash® Card vs. The Active Cash earns 2% cash. Citi® Double Cash Card: Best for pairing. Citi Double Cash® Card. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back. 3% back on. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. •. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Citi Double Cash® Card. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. Earning rates. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. Citi Double Cash Card vs. Citi Double Cash vs Wells Fargo Active Cash. Credit. Certainly any big regulatory changes, particularly on interchange fees, could make any 2% card non-viable, but personally if I were looking for a new 2% card the Double Cash would probably beat out the Evergreen and the Active Cash. With the Double Cash Card, however, you earn 1% when you make the purchase and. Best for flat-rate cash back. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 24% - 29. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the first 90 days of account opening. 24%, 25. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. 1. To learn more, please visit Wells Fargo Balance Transfers. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. Don't Which To Choose. You shouldn't be "applying" for double cash. 5% cash back, a $200 bonus and 0% for 12 months. . So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. 8 cents each, they can be worth much more when transferred to travel partners. For context, the average annual rewards payout from the cashback credit cards in the investor. The Citi Double Cash® Card is also a flat-rate cash back card like the American Express Cash Magnet Card, but it earns up to an unlimited 2% cash back on purchases — 1% when purchases are made. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. •. 24%, or 29. 24%. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. 5%). Wells Fargo Cash Wise Visa – The two cards tie. Automatic cellphone protection when you pay your monthly bill with the card. 36 cash back per year with Blue Cash Everyday from American Express and $240. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. Annual Fee. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. Both cards offer 2 percent cash back on all purchases, but offer different benefits. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 99% Variable APR. Citi Double Cash® Card. That describes the Citi Double Cash® Card. $0. If you're looking for a major bank that's free of scandals, it doesn't exist. People may hate Wells Fargo. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. The Citi Custom Cash® Card (Citi is a Forbes Advisor partner) is big-idea plastic that works well as a companion card. See the pros and cons of each card and how to choose. Wells Fargo Active Cash® Card;. Wells Fargo Active Cash vs. Special Offer. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. With the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. 19. Wells Fargo Active Cash Promotions for November 2023. Best for Cash. The no-annual-fee Wells Fargo Active Cash offers up to $600 of cellphone protection against damage or theft when you pay your monthly cell phone bill with your card (subject to a $25 deductible. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. . Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. Generally, Wells Fargo has higher rates, so in combination with the shorter 0% rate period, Citi is more attractive. Specifically, I don't like that it's 1% cashback + 5% for whatever spending category it is every quarter. The difference between Blue Cash Everyday. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. The Double Cash card usually offers a small welcome bonus. The Active Cash Card offers 0% intro. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. Citibank offers a bigger cash bonus opportunity — up to $2,000. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. One difference is that Wells Fargo offers a shorter 0% introductory rate. Wells Fargo Active Cash® Card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. A cash advance, in particular, is an expensive way to borrow money. Wells Fargo Active Cash vs. For context, the average annual rewards payout from the cashback credit cards in the investor. Overview of the best 2% cash Back credit cards. Citi Double Cash Card vs Citi Custom Cash Card. After that there are no bonus categories that you have to keep track of. Fidelity® Rewards Visa Signature® Card: Best. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. 99% variable APR), so you’d be. It also earns an unlimited 2%. 5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. I complained and escalated and eventually cancelled. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. As you get the entire 2% back two days after the statement cycle closes. Citi Double Cash. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Earn 30,000 bonus points when you spend $1,500 in purchases in the first three months (a $300 cash redemption value) Earn unlimited 3X points per dollar at restaurants and gas stations and when spending on travel, transit, popular streaming service, and phone plans. The Wells Fargo Reflect does not offer any cash rewards, so when you make $1,000 in purchases on your card, you won’t earn anything on those purchases. Citi Double Cash® Card.